What Is an RRG and How Does It Work?

What Is an RRG?
A Risk Retention Group (RRG) is a liability insurance company formed by members of the same industry such as trucking to insure each other’s risks. RRGs offer lower down payments, flexible premiums, and faster approvals, especially for new DOTs or high-risk drivers. While they mainly provide primary liability and may not be accepted by all brokers, RRGs are a smart, cost-effective option when used correctly. At Westins Insurance Brokerage, we help truckers compare RRGs and A-rated carriers to find the best insurance solution.